10 calculators in this category
- Mortgage Payment CalculatorAmortised loan formulaThis calculator gives you the number that actually leaves your bank account each month — not just principal and interest, but…
- Mortgage Amortization Schedule CalculatorAmortised loan formula (constant payment, declining balance)An amortization schedule is the month-by-month ledger of a fixed-rate loan: what each payment buys in interest, what it retires…
- Home Affordability Calculator28/36 and FHA 31/43 debt-to-income guidelinesThis calculator works backwards from your paycheck to a purchase price. It applies the two debt-to-income ceilings underwriters…
- Mortgage Refinance Break-Even CalculatorAmortised loan comparison; Regulation Z closing-cost disclosureA refinance is a trade: you pay closing costs now to buy a cheaper payment later. This calculator sets your existing loan…
- Mortgage Extra Payment Payoff CalculatorAmortised loan formula with principal prepaymentExtra principal is the one lever on a fixed-rate mortgage that you control completely. This calculator re-amortises your loan…
- Rent vs Buy CalculatorNet-worth comparison with opportunity cost on invested cashRenting and buying are not two prices to compare — they are two different balance sheets. This calculator runs both forward…
- PMI CalculatorHomeowners Protection Act of 1998 (12 U.S.C. §4901 et seq.)Private mortgage insurance protects the lender, not you, and you pay for it whenever a conventional loan starts above 80% of…
- Mortgage Discount Points Break-Even CalculatorAmortised loan formulaA discount point costs 1% of the loan amount and buys the rate down by a fraction of a percentage point — typically an eighth…
- Biweekly Mortgage Payment CalculatorAmortised loan formulaA biweekly mortgage plan sends half your normal payment every fourteen days. Because a year holds 26 fourteen-day periods…
- HELOC Payment CalculatorRegulation Z open-end credit (12 CFR 1026, Subpart B)A home equity line of credit has two lives. During the draw period you can borrow, repay and re-borrow, and the minimum payment…
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