9 calculators in this category
- Credit Card Payoff CalculatorRevolving credit, average daily balance methodA credit card has no term. Unlike a mortgage or a car loan, nothing in the agreement says when the balance reaches zero — that…
- Debt Snowball CalculatorDeclining-balance amortisation, monthly compoundingThe debt snowball pays your debts in order of smallest balance first , ignoring interest rates, and rolls every payment freed…
- Debt Avalanche CalculatorHighest-rate-first (avalanche) allocationWhen several debts compete for the same money, the order you clear them in changes what the whole exercise costs. The avalanche…
- Debt-to-Income Ratio CalculatorFannie Mae Selling Guide B3-6-02 / HUD Handbook 4000.1Your debt-to-income ratio is the single number that decides most mortgage applications. This calculator produces both halves of…
- Credit Card Minimum Payment CalculatorRegulation Z (12 CFR 1026) minimum payment disclosureA minimum payment is not a number the issuer picks; it is a formula in your cardholder agreement, usually the larger of a small…
- Debt Consolidation Loan CalculatorRegulation Z (12 CFR 1026)A consolidation loan is worth taking when the interest it saves exceeds the fee it charges — and not otherwise. This calculator…
- Credit Card Interest Charge CalculatorRegulation Z (12 CFR 1026)Card issuers do not charge interest on your statement balance. They charge it on the average of every day's balance across the…
- Balance Transfer Savings CalculatorRegulation Z (12 CFR 1026)A balance transfer trades a one-off fee for a stretch of cheap or free interest. Whether that is a good trade depends on three…
- Credit Utilization Ratio CalculatorFICO Score — amounts owed categoryCredit utilization is the share of your revolving credit limits you are currently using, and it is the largest input to a…