5 calculators in this category
- FIRE Number Calculator4% rule (Bengen 1994) / Trinity studyYour FIRE number is the portfolio value at which withdrawals cover your spending, so paid work becomes optional. It is one…
- Coast FIRE CalculatorCoast FIRE is the balance that, left completely alone, grows into your full retirement number by the age you want to stop…
- Years to Financial Independence CalculatorFuture value of an annuity (time value of money) with a 4%-rule targetThis calculator solves for time. It takes what you have invested, what you add each year, and what you spend, works out the…
- Social Security Break-Even Age CalculatorSSA benefit reduction and delayed retirement credit rulesClaiming Social Security early gives you smaller cheques for longer; waiting gives you larger cheques for a shorter time. The…
- Social Security Claiming Age Benefit CalculatorSSA reduction and delayed retirement credit rules (42 U.S.C. §402)Social Security pays your full primary insurance amount only if you claim in the exact month you reach full retirement age…
Which one do you need?
- FIRE Number Calculator
- Work out the portfolio that funds your spending for life. Enter annual expenses and a withdrawal rate to get your FIRE number and inflation-adjusted target.
- Coast FIRE Calculator
- Find the balance you need today so compounding alone reaches your FIRE number by retirement, with no further contributions, plus the age you get there.
- Years to Financial Independence Calculator
- Find how many years until your portfolio plus savings reaches your FIRE target. Enter assets, annual savings, spending and a real return to get your FI date.
- Social Security Break-Even Age Calculator
- Find the age at which delaying Social Security overtakes claiming early, with cumulative benefits, a COLA assumption and an optional discount rate.
- Social Security Claiming Age Benefit Calculator
- Convert your Social Security PIA into the monthly benefit payable at any age from 62 to 70, using the SSA early-reduction and delayed retirement credit rules.