Compounding & Time Value of Money Calculators

The core time-value-of-money engine behind every investment projection: compounding, discounting, growth rates and real (inflation-adjusted) returns. Used by everyone from first-time savers to finance students working textbook TVM problems.

7 calculators in this category

Which one do you need?

Compound Interest Calculator
Project how a starting balance and regular deposits grow at any compounding frequency. See the ending balance, total interest and a year-by-year schedule.
Future Value Calculator
Compute the future value of a lump sum, an ordinary annuity or an annuity due. See the FV of each component, total interest and a period schedule.
Present Value Calculator
Discount a future lump sum or a stream of level payments back to today's dollars. See the present value of each component and the total discount.
CAGR Calculator
Turn a beginning value, ending value and holding period into a compound annual growth rate. See total growth, doubling time and the smoothed path.
Rule of 72 Doubling Time Calculator
Work out how long your money takes to double with the Rule of 72, compare it against the exact logarithmic answer, and find the return you need.
Inflation-Adjusted (Real) Return Calculator
Convert a nominal investment return into a real, inflation-adjusted return with the Fisher equation, and restate any future balance in today's dollars.
Investment Goal Timeline Calculator
Find how many years and months it takes to reach a savings target from your current balance plus regular contributions at an expected rate of return.

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