Everyday Life & Household Utility Bills, Water & Household Usage Sensible heat equation, Q = m·c·ΔT

Laundry Load Cost Calculator

The electricity a washing machine draws is the smallest part of what a load of laundry costs. Heating the water is usually several times larger, and the dryer is larger still. Enter your machine's water and energy use, your utility rates and how many loads you run, and this calculator prices one wash, one dry and one full cycle, then scales it to a monthly and annual figure. It also isolates the two savings people actually ask about: what washing cold would save, and what line drying would save.

Calculator

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Inputs this calculator takes, with typical values
InputWhat to enterExample
Washer electricity per cycleMotor, pump and controls only, excluding water heating. A modern front-loader uses roughly 0.1 to 0.2 kWh per cycle.0.15 kWh
Water per cycleTotal fill and rinse water. A high-efficiency front-loader uses about 13 to 15 gallons; an older top-loader 30 to 40.15 gal
Share of the water that is heated0 for a cold wash, about 50 for warm, 100 for hot. Rinse water is cold on almost every modern machine.50 %
Temperature rise of the heated waterHot water temperature minus incoming cold supply. A 120 °F tank on a 55 °F supply is a 65 °F rise.65 °F
Water heater fuelDetermines which rate the heating energy is priced at. Electric resistance heating costs far more per Btu than gas in most US markets.Electric
Water heater efficiencyAround 95-98 for electric resistance, 60-70 for an older gas tank, 90+ for a condensing unit, and 200-400 for a heat-pump water heater.90 %
Dryer electricity per cycleA vented electric dryer uses roughly 2.5 to 4 kWh per load; a heat-pump dryer about a third of that.3 kWh
Share of loads you line dryLoads dried on a rack or line incur no dryer energy. Enter 0 if everything goes in the dryer.0 %
Electricity rateYour all-in marginal rate: total electricity charges divided by kWh used, not just the energy line.0.17 $/kWh
Natural gas rateOne therm is 100,000 Btu. Used only when the water heater fuel is set to natural gas.1.4 $/therm
Water and sewer rate combinedAdd the volumetric water and sewer charges together, since sewer is normally billed on metered water volume.12 $/1,000 gal
Detergent and supplies per loadDetergent plus softener and dryer sheets. Divide the container price by the number of loads it claims.0.35 $
Loads per weekA household of four typically runs 6 to 10 loads a week; one or two people, 2 to 4.5 loads

It returns

  • Cost per load, washed and dried — Washer energy, water, water heating, dryer energy and supplies for one load.
  • Cost to wash
  • Of which, heating the water
  • Cost to dry
  • Annual laundry cost
  • Annual saving if every wash were cold
  • Annual saving if every load were line dried

The formula

Q=mcΔT=(Vh8.34)ΔT
Eheat=Qη3412.14

In plain text: Cost per load = E_w·p_e + V·p_w + [V·h·8.34·ΔT / η] × price per Btu + E_d·p_e + supplies

  • QHeat required to raise the wash water (Btu)
  • VTotal water per cycle (gal)
  • hShare of that water which is heated (decimal)
  • 8.34Weight of one US gallon of water (lb/gal)
  • ΔTTemperature rise from cold supply to wash temperature (°F)
  • ηWater heater efficiency (decimal)
  • E_w, E_dWasher and dryer electricity per cycle (kWh)
  • p_e, p_wElectricity and water-plus-sewer rates ($/kWh, $/gal)

The specific heat of water is 1 Btu per pound per degree Fahrenheit, so the 8.34 lb/gal conversion is all that is needed to get from gallons to Btu. One kilowatt-hour is 3,412.14 Btu and one therm is 100,000 Btu.

Updated Category Utility Bills, Water & Household Usage Verified against published test cases Reading time 11 min

What a load of laundry actually costs

Five things go into a load, and their sizes are nothing like what most people assume. The washing machine's own electricity — motor, pump, controls — is trivial: a modern front-loader uses about 0.15 kWh per cycle, roughly two and a half cents. The water is a few cents more. The three that matter are heating the water, running the dryer, and detergent.

Heating dominates the wash. Raising 7.5 gallons of water by 65 °F takes about 4,066 Btu, which after heater losses is around 1.32 kWh — nearly nine times the washer's own electricity. That single fact is why "wash cold" is the standard advice: it removes the largest part of the wash cost outright, and it removes it whether your water heater is cheap or expensive to run.

Drying is larger still. A vented electric dryer uses 2.5 to 4 kWh per load because it must evaporate the water the spin cycle left behind, and evaporation is expensive: it takes roughly 970 Btu to boil off a single pound of water. At typical US electricity rates the dryer alone commonly costs more than everything else in the cycle combined.

Detergent is not negligible either. At $0.35 a load it can exceed the water and the washer's electricity together, which makes dosing correctly a cost decision as well as a laundry one.

This calculator prices each of the five separately, so you can see which one to attack.

The formula, term by term

Four terms are simple products: washer kWh times the electricity rate, gallons times the water-and-sewer rate, dryer kWh times the electricity rate, and supplies as a flat amount. The fifth, water heating, is the only piece of physics here.

The heat. Use the sensible heat equation Q = m·c·ΔT. Water's specific heat is 1 Btu per pound per degree Fahrenheit, which makes the arithmetic unusually clean: the Btu required is simply pounds of water times the temperature rise. One US gallon of water weighs 8.34 pounds, so Q = gallons × 8.34 × ΔT.

The temperature rise. This is your hot water setting minus your incoming cold supply, not the absolute temperature. A 120 °F tank on a 55 °F winter supply is a 65 °F rise; in summer the same tank on a 70 °F supply is only a 50 °F rise, so your laundry genuinely costs less in August. Enter the rise directly, in Fahrenheit degrees or Celsius degrees — a Celsius degree is 1.8 times a Fahrenheit degree, and for a difference that conversion is a clean multiplication with no offset.

The heated share. A cold wash heats nothing. A warm wash on most machines is roughly half hot; a hot wash is all of it. Rinse water is cold on nearly every modern machine regardless of wash setting, which is why even a hot wash heats less than the full fill volume — set the share from what your machine actually does, not from the dial label.

Efficiency. Divide the heat required by the heater's efficiency to get the fuel actually consumed. Electric resistance is 95–98% because essentially all the energy ends up in the water; an older gas tank is 60–70% because a large fraction goes up the flue. A heat-pump water heater exceeds 100% — typically 200–400% — because it moves heat from the room rather than generating it, and that is a legitimate entry here rather than an error.

Then convert. 3,412.14 Btu per kWh for electricity, 100,000 Btu per therm for gas.

Worked example: a warm wash and a machine dry

A high-efficiency washer uses 0.15 kWh and 15 gallons per cycle. The household washes warm, so half the water is heated, from a 55 °F supply to a 120 °F tank — a 65 °F rise — by a 90% efficient electric water heater. Electricity is $0.17 per kWh and combined water and sewer is $12.00 per 1,000 gallons. The vented electric dryer uses 3.0 kWh per load, supplies cost $0.35, and the household runs 5 loads a week.

  1. Heated water. 15 gal × 50% = 7.5 gallons.
  2. Heat required. 7.5 × 8.34 lb/gal × 65 °F = 4,065.75 Btu.
  3. Fuel input after losses. 4,065.75 ÷ 0.90 = 4,517.5 Btu.
  4. Electricity for heating. 4,517.5 ÷ 3,412.14 = 1.3239 kWh.
  5. Cost of heating. 1.3239 × $0.17 = $0.2251.
  6. Washer electricity. 0.15 × $0.17 = $0.0255.
  7. Water and sewer. 15 × $0.012 = $0.1800.
  8. Cost to wash. $0.2251 + $0.0255 + $0.1800 = $0.4306.
  9. Cost to dry. 3.0 × $0.17 = $0.5100.
  10. Cost per load. $0.4306 + $0.5100 + $0.3500 = $1.2906.
  11. Annual cost. $1.2906 × 5 × 52 = 260 loads = $335.55.

Now read the two levers. Washing cold removes the $0.2251 heating cost, saving $0.2251 × 260 = $58.53 a year. Line drying everything removes the $0.5100 dryer cost, saving $0.5100 × 260 = $132.60 a year. Together they take the load cost from $1.2906 to $0.5555, a 57% reduction, and the annual bill from $335.55 to $144.43.

Note the ranking that falls out: the dryer is the single largest line at $0.5100 ÷ $1.2906 = 39.5% of the load cost, supplies are second at 27.1%, water heating third at 17.4%, water and sewer fourth at 13.9%, and the washer itself last at 2.0%. Detergent is a bigger lever than most people expect, and dosing to the manufacturer's mark rather than filling the cap is the cheapest change available.

How to read the result

Look at the breakdown chart before the total. The component ranking tells you what to change, and it varies a lot by household. A home with a gas water heater and an electric dryer will find the dryer dwarfs everything; a home with an electric tank washing hot will find heating comparable; a home line drying already has nothing left to cut but detergent and water.

Compare the per-load figure against a laundromat. Coin machines in the US typically run a few dollars for a wash and a similar amount for a dry, so a home cost of around $1.29 is a fraction of it — but the comparison is only fair if you also account for the machines themselves. A $1,600 washer-and-dryer pair over ten years at 260 loads a year adds about $0.62 per load in capital, plus repairs, which changes the answer for a low-volume household considerably.

Treat the cold-wash saving as available with almost no downside on modern detergents, which are formulated with enzymes that work at ambient temperature. The classic exceptions are genuine sanitation needs — illness in the house, cloth nappies, heavily soiled work clothing — where hot water is doing a job that detergent cannot.

The line-drying saving is the biggest single number on the page for most households, and it is also the one with a real cost in time and space. Half measures work: hanging shirts and finishing towels in the dryer captures a good share of the saving with much less disruption than committing to everything.

Cost to heat wash water, per load

Cost of the water-heating component alone, for a 15 gallon cycle, at $0.17 per kWh electric and $1.40 per therm gas, with a 65 °F temperature rise. Electric is taken at 95% efficiency, gas at 65%.
Wash settingWater heatedHeat requiredElectric tankGas tank
Cold0.0 gal0 Btu$0.000$0.000
Warm (50% hot)7.5 gal4,066 Btu$0.213$0.088
Hot (100% hot)15.0 gal8,132 Btu$0.426$0.175
Hot, old top-loader (35 gal)35.0 gal18,974 Btu$0.995$0.409

Each row is gallons × 8.34 × 65 Btu, divided by the efficiency, then converted at 3,412.14 Btu/kWh or 100,000 Btu/therm and priced. Gas heating costs roughly 40% of electric resistance heating at these rates, which is why the fuel selector matters more than the efficiency setting.

What this calculation assumes

  • It assumes an electric dryer. A gas dryer uses roughly 0.2 kWh of electricity plus about 0.2 therms of gas per load. Price that separately and enter the equivalent kWh if you want the dryer line to be right.
  • It prices marginal energy, not average. On a tiered or time-of-use tariff, laundry run in a peak window costs more than your average rate. Use the rate for the block you are actually in.
  • It ignores standby losses. A water heater loses heat to the room continuously whether you do laundry or not, so that loss is not a cost of washing and is excluded here.
  • It assumes the machine finishes in one cycle. Re-running a load because it did not dry doubles the largest line on the page.
  • It excludes the machines themselves. Purchase price, delivery, installation and repair are capital costs. Divide them over your expected loads separately when comparing against a laundromat.
  • It uses a single detergent figure. Pods, liquid and powder differ substantially per load, and overdosing is common. Divide the container price by the dose count the label actually claims.

Why the spin speed changes the dryer bill

Everything the spin cycle removes mechanically is water the dryer does not have to evaporate, and evaporation is the expensive step — roughly 970 Btu per pound of water at atmospheric pressure, against about 1 Btu per pound per degree for simply warming it. A machine that spins at 1,400 rpm leaves substantially less water in the load than one at 800 rpm, and the difference shows up in dryer runtime rather than in the wash. If your washer offers a higher spin speed than you normally use, that setting is the cheapest reduction to the largest line on this page.

Where laundry sits in the household bill

Laundry is usually the third-largest indoor water use after toilets and showers, and a meaningful slice of the electricity bill because of the dryer. Working through household costs in order of size, the toilet is often the largest single water item — the toilet flush water usage calculator quantifies that and prices a fixture swap — while the dryer is one of the largest single electrical items, alongside water heating itself.

For any other appliance, the same method applies with only the energy term: the appliance energy cost calculator takes wattage and runtime and returns a running cost, which is the right tool for a dehumidifier, a space heater or an old refrigerator. Where the laundry bill is shared with housemates, the roommate utility bill split calculator handles the allocation, and person-days is the right method because laundry scales with people rather than with rooms.

If you are comparing home laundry against a laundromat or a building's shared machines, remember to include capital. A washer and dryer pair amortised over ten years adds roughly sixty cents per load for a household running five loads a week, and considerably more for a household running two. That is often the deciding term for a one-person apartment, and it is the reason the arithmetic that obviously favours home laundry for a family does not automatically favour it for a single occupant.

Frequently asked questions

How much does one load of laundry cost?

Around $1.00 to $1.50 for a warm wash and a machine dry at typical US rates, of which the dryer is usually the largest single item. On the default inputs here — a high-efficiency washer, warm wash, electric water heater, electric dryer, $0.17 per kWh — it works out at about $1.29: roughly $0.51 to dry, $0.35 in supplies, $0.23 to heat the water, $0.18 for water and sewer, and $0.03 for the washer itself.

How much does washing in cold water save?

It removes the water-heating cost entirely, which on a warm wash with an electric tank is around $0.23 a load, or about $59 a year at five loads a week. On a hot wash it is roughly double that. The saving is larger for electric resistance heating than for gas — at typical rates gas heating costs about 40% of electric for the same Btu — and larger in winter, when the incoming supply is colder and the temperature rise is greater.

Is the dryer really the most expensive part?

For most US households with an electric dryer, yes. It uses 2.5 to 4 kWh per load because it has to evaporate the water left in the clothes, and evaporation takes roughly 970 Btu per pound of water — far more than warming the wash water took in the first place. Line drying removes that cost entirely, and a higher spin speed reduces it by leaving less water for the dryer to remove.

Is it cheaper to do laundry at home or at a laundromat?

At home on running costs, and it is not close — a home load costs a little over a dollar against several dollars for a coin wash and dry. Capital changes the picture for low-volume households: a washer and dryer pair at $1,600 over ten years adds about $0.62 per load at 260 loads a year, but $1.60 per load at 100 loads a year. Add the machines' cost to the per-load figure this calculator gives before comparing.

How do I work out my water heater's efficiency?

Use the uniform energy factor on the appliance label if it has one, or these ranges: 95–98% for electric resistance, 60–70% for an older atmospheric gas tank, 80–90% for a modern gas unit, above 90% for condensing, and 200–400% for a heat-pump water heater. The heat-pump figures are above 100% because the unit moves heat from the surrounding air rather than generating it, so entering 300 here is correct rather than an error.

Does a gas dryer change the answer?

Substantially, since gas is much cheaper per Btu than electricity in most US markets. A gas dryer still uses about 0.2 kWh of electricity for the drum, controls and blower, plus roughly 0.2 therms of gas per load. This calculator prices the dryer in kilowatt-hours only, so for a gas dryer either enter an equivalent kWh figure that reproduces your actual cost, or price the gas separately and treat the dryer line here as the electrical part.

Why does my laundry cost more in winter?

Because the incoming cold water is colder, so the temperature rise is larger. A 120 °F tank on a 55 °F winter supply is a 65 °F rise; on a 70 °F summer supply it is a 50 °F rise, which is 23% less heat for the same wash. Nothing else in the cycle changes seasonally, so the whole difference appears in the water-heating line — another reason a cold wash removes the most variable part of the cost.

How many loads a week is normal?

Roughly one to two loads per person per week is the usual planning range: two to four for one or two people, six to ten for a household of four, and more with young children or cloth nappies. Since every figure on this page scales linearly with the load count, the annual number is only as good as this input — count your actual loads for two weeks rather than estimating, because most people underestimate.

References